Factoring Pricing Worksheet · Target Yield Model
Deal Inputs
$
%
% auto

days
days
%
%
days

%
Computed Deal Metrics

Select DSO Period

Choose a DSO to see the resulting rate, fee, BDO commission, residual, and net yield.

Current Pricing Schedule
Period DSO End Day % Rate Gross Fee ($) Residual ($) BDO Commission ($) Net Fee ($) Gross Yield Net Yield
Target Yield Pricing Suggestions
Enter the annualized yield you want — the model will suggest the rates needed by DSO period. BDO commission is deducted from your net fee internally and does not affect the rate charged to the client or the residual returned to them.
Target Yield Inputs
%
days
Suggested Rates for Selected DSO
Suggested Rates by DSO Period At Target Yield
Period DSO End Day Suggested Rate Gross Fee ($) BDO Commission ($) Net Fee ($) Residual ($) Target Yield Rate Step Added
Payoff Analysis
Enter balances owed to existing lenders. The model uses the computed advance from the Deal Inputs above and shows what remains after payoffs.
Lender Payoffs
Payoff Balances
$

$

$

$
Advance & Payoff Summary

Payoff Breakdown

Competitor Fee Analysis
Enter the gross invoices collected and the total fee a client paid to back into the effective factoring rate their current or prior factor was charging.
Competitor Inputs
$
$
%
days
Implied Competitor Rates